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Help US Insurance Options for "Gray" Bikes?

Discussion in 'Licence - Rego - Insurance - Law - Rider Training' started by wingsup2wheelsdown, Jan 20, 2024.

  1. wingsup2wheelsdown

    wingsup2wheelsdown Member Premium Member

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    Joined:
    Sep 30, 2023
    Gender:
    Male
    Location:
    Gardner, Ma, USA
    My Bike:
    2022 Triumph T100, 2022 Triumph Tiger 660, 3x 1991 CBR250RR MC22
    Going through the hoops of setting up insurance for my bikes and I am running into a roadblock of insurance. Does anyone have any recommendations or experience with insurance companies and specifically policies that are agreed value/total loss policies in the US?

    Before buying my bikes, I had a quote through GEICO and it was reasonable, however, when I attempted to add them, they informed me that it was going to be 2700 dollars a year for each of my CBR250RRs.

    Edit: Totally realized I posted this in the wrong place, would appreciate if someone could move it.
     
    • Bummer Bummer x 1
    wingsup2wheelsdown, Jan 20, 2024
    #1
  2. inchoate

    inchoate Well-Known Member

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    Gender:
    Male
    Occupation:
    Technician
    Location:
    Philadelphia USA
    My Bike:
    1988 MC19
    My MC19 is on my classic bike policy with Hagerty. They've never batted an eye at any of the weird stuff I've owned.
     
    inchoate, Jan 21, 2024
    #2
  3. Xracr

    Xracr Member Premium Member

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    Joined:
    Aug 9, 2023
    Gender:
    Male
    Location:
    Oregon, USA
    My Bike:
    SR(X) 250
    +1 on Hagerty. It’s agreed value so the rate is based on what you value the bike at, so long as they agree. Only thing is it cant be a daily driver.
     
    Xracr, Jan 21, 2024
    #3

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